Vertical software platforms and applied AI — engineered for the way business actually works here. WhatsApp-first. M-Pesa native. Compliance built in.
Take a high-friction industry workflow, rebuild it around mobile, money, and AI — and give the owner full visibility. Each solution stands alone, and they're stronger together.
Kenya's dukas restock the hard way: closing the shop, travelling to wholesalers, carrying cash. Zipa turns the entire restock cycle into a WhatsApp conversation — order before 9am, pay via M-Pesa, receive stock the same day on optimised rider routes.
Behind it sits a distributor engine: demand forecasting, dynamic price lists, credit profiles, and zone analytics built on SKU-level data nobody else has.
Get Zipa in your zone →Defensible market valuations in minutes, not days. Live Kenyan pricing models, photo-based condition scoring with computer vision, and bank-ready certificates — plus an API so insurers and logbook lenders can value entire portfolios at the point of quote.
Value a vehicle →Payroll, leave, and geofenced attendance for Kenyan SMEs — with PAYE, SHIF, NSSF, and Housing Levy computed correctly, automatically. Payslips delivered by WhatsApp; iTax-ready returns; AI alerts for ghost workers and payroll anomalies.
Run compliant payroll →Bar & lounge management built to stop leakage. Variance-first stock control down to the tot, M-Pesa + eTIMS POS, and an owner's daily brief on WhatsApp.
Stop the leakage →The digital office for insurance agents: multi-underwriter quoting, renewals on autopilot, commission reconciliation, and a client document vault.
Protect your book →Valuate powers quotes inside Cover. Fledge AI's forecasting drives Zipa's stocking. BarOps and Zipa share M-Pesa rails. Start with one — unlock the rest.
No hype, no science projects. We deploy AI where it earns its keep — priced for African SMEs and integrated into the systems you already run.
24/7 AI assistants that answer FAQs, take orders, and book appointments — fluent in English, Swahili, and Sheng, escalating to humans when it matters.
AI reading of IDs, logbooks, invoices, and claims forms — automating KYC, claims processing, and data entry with audit-grade accuracy.
Demand forecasting, sales prediction, and live KPI dashboards built on your own data — the same engine behind Zipa's stocking decisions.
Alternative-data credit scoring for lenders and trade-credit providers, plus anomaly detection for transactions, claims, and payroll.
AI-readiness assessment through to end-to-end builds — bespoke AI workflows integrated into your systems, with your team trained to own them.
Book a free 30-minute AI-readiness call. We'll map your highest-value use case — and tell you honestly if AI isn't the answer yet.
Most software here is either imported and ill-fitting, or local and underpowered. Fledge exists to close that gap.
Each platform is purpose-built for one industry's workflows, regulations, and economics — not a generic tool with a new logo.
M-Pesa, WhatsApp, SMS, KRA eTIMS, SHIF, and IRA compliance are built into everything we ship — not bolted on later.
We don't deliver code and disappear. We operate platforms with our clients and improve them with real usage data, every month.
Every engagement defines its first measurable win — revenue recovered, hours saved, fraud caught — and we hit it within the first month.
Clear KES subscriptions and quotes. No dollar pricing, no surprise invoices, no per-seat ambushes.
Full export rights and Data Protection Act compliance. We never resell data, and we don't lock clients in by holding it hostage.
Onboard onto Zipa, HR, BarOps, Cover, or Valuate on a monthly subscription. Setup, training, and support included — live in days, not months.
Start from a Fledge platform and adapt it to your operation — custom workflows, integrations, branding, and reporting on a proven core.
Commission a custom AI or software solution end-to-end: discovery, build, deployment, and an operating partnership that keeps improving it.
Tell us about your business and the friction you want gone. We'll respond within one working day — usually faster on WhatsApp.
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